Ownership guide · free preview

Ownership guide for Ras Al Khaimah: who can buy

The full guide takes you through buying a home in Ras Al Khaimah from abroad, step by step, from the first check to the title in your name. It is for buyers who live outside Ras Al Khaimah and want every step, paper and office in one place.

Checked 4 November 2026

What you need to know

  1. Where can foreigners buy property in Ras Al Khaimah?

    The Ras Al Khaimah Municipality service card for a real estate sale contract (service ZL13), read on 12 October 2026, lists the freehold areas of Ras Al Khaimah as Al Hamra Village, Mina Al Arab, Al Marjan Island, RAK Central, Julphar Towers, Al Maareedh (plots) and the upcoming Beach District.

    Where this comes from
    • Ras Al Khaimah Municipality — service card ZL13, Real Estate Sale Contract, read 12 October 2026
  2. Which companies count as foreign owners in Ras Al Khaimah?

    Ras Al Khaimah Law No. 11 of 2021 on the Land Register, issued by the Ruler on 21 September 2021, applies its ban on foreign ownership to full ownership, to bare ownership and to usufruct (a right to use and benefit from property owned by someone else), and to any company in which citizens of the United Arab Emirates or of the Gulf Cooperation Council states own less than 51 percent of the capital (Article 12).

    Where this comes from
    • Government of Ras Al Khaimah, Ruler's Court — Law No. 11 of 2021 on the Land Register (Arabic original on the Municipality website), read 12 October 2026
  3. Which office registers a sale, and how long does it take?

    A sale of property in Ras Al Khaimah is registered by Ras Al Khaimah Municipality at its Customer Happiness Center, which, according to the Municipality's service card for a real estate sale contract (service ZL13) read on 12 October 2026, takes 3 working days and ends with a title deed.

    Where this comes from
    • Ras Al Khaimah Municipality — service card ZL13, Real Estate Sale Contract, read 12 October 2026
  4. What fees are paid to register a sale?

    Ras Al Khaimah Municipality charges 2% of the property's market value to the seller and 2% to the buyer to register a sale, plus AED 200 for the ownership document and AED 200 for the plan.

    Where this comes from
    • Ras Al Khaimah Municipality service card ZL13, registration of a real estate sale contract (updated 9 July 2026), read 4 November 2026
  5. How can I check a property document is valid?

    Ras Al Khaimah Municipality issues a property document investigation report showing whether a real estate document is valid, mortgaged, suspended, confiscated or otherwise restricted.

    Where this comes from
    • Ras Al Khaimah Municipality service card ZL31, property document investigation, read 4 November 2026
  6. What does a property document check cost?

    The Ras Al Khaimah property document investigation report costs AED 50 and takes 1 working day; the owner or an agent with a power of attorney applies.

    Where this comes from
    • Ras Al Khaimah Municipality service card ZL31, property document investigation, read 4 November 2026
  7. Where can I see registered off-plan projects?

    Ras Al Khaimah's Real Estate Regulatory Administration publishes an updated list of registered off-plan projects and their developers (updated 7 September 2026).

    Where this comes from
    • Ras Al Khaimah Real Estate Regulatory Administration, updated list of off-plan projects, read 4 November 2026
  8. What papers must a company bring to a sale?

    In Ras Al Khaimah a company party to a sale must provide its memorandum and articles of association and a government certificate showing who may sign, translated into Arabic if needed.

    Where this comes from
    • Ras Al Khaimah Municipality service card ZL13, registration of a real estate sale contract (updated 9 July 2026), read 4 November 2026

What the full guide adds

  • Every step in the order it happens, for your city and type of home
  • Every document, and who gives it to you
  • The offices in Ras Al Khaimah, with their phones, emails and hours
  • What it costs for your situation, and who pays each fee
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